IFSC Code of Axis Bank, Jamkhandi (Karnataka), Jamkhandi, Karnataka- UTIB0000414

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Jamkhandi (Karnataka) branch in Bagalkot, Jamkhandi, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Bagalkot or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0000414. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jamkhandi (Karnataka), Bagalkot

Here are the key points that are associated with the IFSC Code UTIB0000414 of Axis Bank for its branch located in Bagalkot, within the district of Jamkhandi in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Bagalkot for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000414 for the Jamkhandi (Karnataka) branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jamkhandi (Karnataka), Bagalkot, Karnataka, are given a unique IFSC like UTIB0000414 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Bagalkot.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Bagalkot and Jamkhandi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Jamkhandi (Karnataka) goes to the correct branch. This is important because Axis Bank has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0000414

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamkhandi (Karnataka) in Bagalkot.

For example, the IFSC Code UTIB0000414 of Axis Bank for the Jamkhandi (Karnataka) branch includes these elements, identifying the bank and the branch location in Bagalkot and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000414 of Axis Bank for its Jamkhandi (Karnataka) branch located in Bagalkot, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Bagalkot and Jamkhandi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Jamkhandi (Karnataka) or Bagalkot to get the exact IFSC Code UTIB0000414.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Bagalkot that will provide accurate information.

How to Use IFSC Code UTIB0000414 for Online Transfers?

Once you have the IFSC Code UTIB0000414 for the Jamkhandi (Karnataka) branch of Axis Bank in Bagalkot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000414. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000414.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Jamkhandi (Karnataka) in Bagalkot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Jamkhandi (Karnataka), you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bagalkot manage online transfers as well as cheque clearances with ease.