The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Mukeriganj Azamgarh branch in Azamgarh, Azamgarh, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Azamgarh or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0005099. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Mukeriganj Azamgarh, Azamgarh

The table below shows the main details of the IFSC Code UTIB0005099 for the Axis Bank branch in Azamgarh, which falls under the Azamgarh district in Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005099
Branch Mukeriganj Azamgarh
City Azamgarh
District Azamgarh
State Uttar Pradesh
Address Gf Building No 544 Awas Vikas Colony Pura Gulami Shibli Mohalla Mukeriganj Azamgarh 276001 U P

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Azamgarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0005099 for the Mukeriganj Azamgarh branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Mukeriganj Azamgarh, Azamgarh, Uttar Pradesh, are given a unique IFSC like UTIB0005099 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Azamgarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Azamgarh and Azamgarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Mukeriganj Azamgarh goes to the correct branch. This is important because Axis Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0005099

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mukeriganj Azamgarh in Azamgarh.

For example, the IFSC Code UTIB0005099 of Axis Bank for the Mukeriganj Azamgarh branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005099 of Axis Bank for its Mukeriganj Azamgarh branch located in Azamgarh, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Azamgarh and Azamgarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mukeriganj Azamgarh or Azamgarh to get the exact IFSC Code UTIB0005099.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Azamgarh, you'll get the correct details.

How to Use IFSC Code UTIB0005099 for Online Transfers?

If you have the IFSC Code UTIB0005099 for the Mukeriganj Azamgarh branch of Axis Bank in Azamgarh, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005099. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0005099.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Mukeriganj Azamgarh in Azamgarh, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mukeriganj Azamgarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Azamgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mukeriganj Azamgarh, Azamgarh?

The IFSC Code is UTIB0005099.

Is the IFSC Code UTIB0005099 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mukeriganj Azamgarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mukeriganj Azamgarh branch?

The address of the branch is Gf Building No 544 Awas Vikas Colony Pura Gulami Shibli Mohalla Mukeriganj Azamgarh 276001 U P located in Azamgarh, Azamgarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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