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IFSC Code of Axis Bank, Dibiyapur, Auraiya, Uttar Pradesh — UTIB0004857

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Dibiyapur branch in Auraiya, Auraiya, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Auraiya or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0004857. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Dibiyapur, Auraiya

Here are the key points that are associated with the IFSC Code UTIB0004857 of Axis Bank for its branch located in Auraiya, within the district of Auraiya in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004857
Branch Dibiyapur
City Auraiya
District Auraiya
State Uttar Pradesh
Address Gf, Bld No 232, Ward No 8, Phaphund Road, Durga Nagar, Dibiyapur Pin 206244 Dist Auraiya, Up

These details help users in online banking and for businesses and individuals who use Axis Bank in Auraiya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004857 for the Dibiyapur branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Dibiyapur, Auraiya, Uttar Pradesh, are given a unique IFSC like UTIB0004857 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Auraiya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Auraiya and Auraiya.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Dibiyapur goes to the correct branch. This is important because Axis Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0004857

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dibiyapur in Auraiya.

For example, the IFSC Code UTIB0004857 of Axis Bank for the Dibiyapur branch includes these elements, identifying the bank and the branch location in Auraiya and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0004857 of Axis Bank for its Dibiyapur branch located in Auraiya, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Auraiya and Auraiya, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Dibiyapur or Auraiya to get the exact IFSC Code UTIB0004857.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Auraiya, then it will provide you proper information.

How to Use IFSC Code UTIB0004857 for Online Transfers?

Once you have the IFSC Code UTIB0004857 for the Dibiyapur branch of Axis Bank in Auraiya, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004857. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004857.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Dibiyapur in Auraiya, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Dibiyapur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Auraiya to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Dibiyapur, Auraiya?

The IFSC Code is UTIB0004857.

Is the IFSC Code UTIB0004857 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Dibiyapur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dibiyapur branch?

The address of the branch is Gf, Bld No 232, Ward No 8, Phaphund Road, Durga Nagar, Dibiyapur Pin 206244 Dist Auraiya, Up located in Auraiya, Auraiya, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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