Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Diglipur branch in Andaman, Diglipur, Andaman And Nicobar Island, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Andaman or anywhere in Andaman And Nicobar Island can transfer funds instantly by using the correct IFSC Code UTIB0001560. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Diglipur, Andaman

The table below shows the main details of the IFSC Code UTIB0001560 for the Axis Bank branch in Andaman, which falls under the Diglipur district in Andaman And Nicobar Island.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001560
Branch Diglipur
City Andaman
District Diglipur
State Andaman And Nicobar Island
Address Middle Andaman, Andaman & Nicobar, Pin 744202

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Andaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0001560 for the Diglipur branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Diglipur, Andaman, Andaman And Nicobar Island, are allotted a unique IFSC like UTIB0001560 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Andaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Andaman and Diglipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Diglipur reaches the right place, even though there are thousands of branches in Andaman And Nicobar Island and across India.

Format of the IFSC Code UTIB0001560

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Diglipur in Andaman.

For example, the IFSC Code UTIB0001560 of Axis Bank for the Diglipur branch includes these elements, identifying the bank and the branch location in Andaman and Andaman And Nicobar Island accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001560 of Axis Bank for its Diglipur branch located in Andaman, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Andaman and Diglipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Diglipur or Andaman to find the exact IFSC Code UTIB0001560.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Andaman will provide accurate information.

How to Use IFSC Code UTIB0001560 for Online Transfers?

If you have the IFSC Code UTIB0001560 for the Diglipur branch of Axis Bank in Andaman, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001560. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001560.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Diglipur in Andaman, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Diglipur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Andaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Diglipur, Andaman?

The IFSC Code is UTIB0001560.

Is the IFSC Code UTIB0001560 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Diglipur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Diglipur branch?

The address of the branch is Middle Andaman, Andaman & Nicobar, Pin 744202 located in Andaman, Diglipur, Andaman And Nicobar Island.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.