Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Puttaparthi branch in Anantapur, Puttaparthi, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Anantapur or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0004253. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Puttaparthi, Anantapur

The table below shows the main details of the IFSC Code UTIB0004253 for the Axis Bank branch in Anantapur, which falls under the Puttaparthi district in Andhra Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004253
Branch Puttaparthi
City Anantapur
District Puttaparthi
State Andhra Pradesh
Address Sri Sathya Sai Central Trust Building Sno 46 Main Road Yenumalapally Village Puttaparthi Anantapur Dt 515134

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Anantapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004253 for the Puttaparthi branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004253 is given to every bank branch, including Axis Bank located in Puttaparthi, Anantapur, Andhra Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Anantapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Anantapur and Puttaparthi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andhra Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Puttaparthi doesn't end up at another location.

Format of the IFSC Code UTIB0004253

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puttaparthi in Anantapur.

For example, the IFSC Code UTIB0004253 of Axis Bank for the Puttaparthi branch includes these elements, identifying the bank and the branch location in Anantapur and Andhra Pradesh correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0004253 of Axis Bank for its Puttaparthi branch located in Anantapur, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Anantapur and Puttaparthi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Puttaparthi or Anantapur to find the exact IFSC Code UTIB0004253.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Anantapur will provide accurate information.

How to Use IFSC Code UTIB0004253 for Online Transfers?

If you have the IFSC Code UTIB0004253 for the Puttaparthi branch of Axis Bank in Anantapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004253. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004253.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Puttaparthi in Anantapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Puttaparthi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Anantapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Puttaparthi, Anantapur?

The IFSC Code is UTIB0004253.

Is the IFSC Code UTIB0004253 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Puttaparthi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Puttaparthi branch?

The address of the branch is Sri Sathya Sai Central Trust Building Sno 46 Main Road Yenumalapally Village Puttaparthi Anantapur Dt 515134 located in Anantapur, Puttaparthi, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.