There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Vallabh Vidyanagar, Gujrat branch in Anand, Vallabh Vidyanagar, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Anand or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code UTIB0000038. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Vallabh Vidyanagar, Gujrat, Anand
The table below shows the main details of the IFSC Code UTIB0000038 for the Axis Bank branch in Anand, which falls under the Vallabh Vidyanagar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000038 |
| Branch | Vallabh Vidyanagar, Gujrat |
| City | Anand |
| District | Vallabh Vidyanagar |
| State | Gujarat |
| Address | Tara Terraces Mota Bazar Vallabh Vidyanagar |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Anand for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000038 for the Vallabh Vidyanagar, Gujrat branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Vallabh Vidyanagar, Gujrat, Anand, Gujarat, are allotted a unique IFSC like UTIB0000038 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Anand.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Anand and Vallabh Vidyanagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Vallabh Vidyanagar, Gujrat reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code UTIB0000038
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vallabh Vidyanagar, Gujrat in Anand.
For example, the IFSC Code UTIB0000038 of Axis Bank for the Vallabh Vidyanagar, Gujrat branch includes these elements, identifying the bank and the branch location in Anand and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0000038 of Axis Bank for its Vallabh Vidyanagar, Gujrat branch located in Anand, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Anand and Vallabh Vidyanagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Vallabh Vidyanagar, Gujrat or Anand to get the exact IFSC Code UTIB0000038.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Anand, then it will provide you proper information.
How to Use IFSC Code UTIB0000038 for Online Transfers?
Once you have the IFSC Code UTIB0000038 for the Vallabh Vidyanagar, Gujrat branch of Axis Bank in Anand, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000038. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000038.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Vallabh Vidyanagar, Gujrat in Anand, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Vallabh Vidyanagar, Gujrat, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Anand manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Vallabh Vidyanagar, Gujrat Anand branch is UTIB0000038.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Tara Terraces Mota Bazar Vallabh Vidyanagar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
