IFSC Code of Axis Bank, Chheharta Amritsar, Amritsar, Punjab- UTIB0003192

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Chheharta Amritsar branch in Amritsar, Amritsar, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Amritsar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0003192. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Chheharta Amritsar, Amritsar

Here are the key points that are associated with the IFSC Code UTIB0003192 of Axis Bank for its branch located in Amritsar, within the district of Amritsar in the state of Punjab.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Amritsar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003192 for the Chheharta Amritsar branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Chheharta Amritsar, Amritsar, Punjab, is provided a unique IFSC like UTIB0003192 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Amritsar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Amritsar and Amritsar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Chheharta Amritsar do not get misguided to another person.

Format of the IFSC Code UTIB0003192

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chheharta Amritsar in Amritsar.

For example, the IFSC Code UTIB0003192 of Axis Bank for the Chheharta Amritsar branch includes these elements, identifying the bank and the branch location in Amritsar and Punjab accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0003192 of Axis Bank for its Chheharta Amritsar branch located in Amritsar, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Amritsar and Amritsar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Chheharta Amritsar or Amritsar to find the exact IFSC Code UTIB0003192.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Amritsar will provide accurate information.

How to Use IFSC Code UTIB0003192 for Online Transfers?

Once you have the IFSC Code UTIB0003192 for the Chheharta Amritsar branch of Axis Bank in Amritsar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003192. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003192.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Chheharta Amritsar in Amritsar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Chheharta Amritsar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Amritsar to handle online money transfers and get their cheques cleared smoothly.