There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Khairthal branch in Alwar, Khairthal, Rajasthan, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Alwar or anywhere in Rajasthan can easily transfer funds instantly by using the correct IFSC Code UTIB0001245. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Khairthal, Alwar

Here are the main details that are associated with the IFSC Code UTIB0001245 of Axis Bank for its branch located in Alwar, within the district of Khairthal in the state of Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001245
Branch Khairthal
City Alwar
District Khairthal
State Rajasthan
Address Agrasen Circle,Mator Road, Khairthal, Dist. Alwar,Rajasthan, Pin 301404.

These details help users in online banking and for businesses and individuals who use Axis Bank in Alwar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001245 for the Khairthal branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Khairthal, Alwar, Rajasthan, is provided a unique IFSC like UTIB0001245 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Alwar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Alwar and Khairthal.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Khairthal do not get misguided to another person.

Format of the IFSC Code UTIB0001245

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Khairthal in Alwar.

For example, the IFSC Code UTIB0001245 of Axis Bank for the Khairthal branch has these elements, identifying the bank and the branch location in Alwar and Rajasthan correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001245 of Axis Bank for its Khairthal branch located in Alwar, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Alwar and Khairthal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Khairthal or Alwar to get the exact IFSC Code UTIB0001245.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Alwar that will provide accurate information.

How to Use IFSC Code UTIB0001245 for Online Transfers?

Once you have the IFSC Code UTIB0001245 for the Khairthal branch of Axis Bank in Alwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001245. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001245.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Khairthal in Alwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Khairthal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Alwar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Khairthal, Alwar?

The IFSC Code is UTIB0001245.

Is the IFSC Code UTIB0001245 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Khairthal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khairthal branch?

The address of the branch is Agrasen Circle,Mator Road, Khairthal, Dist. Alwar,Rajasthan, Pin 301404. located in Alwar, Khairthal, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.