Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Kekri branch in Ajmer, Kekri, Rajasthan, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Ajmer or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0003727. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Kekri, Ajmer
Here are the key points that are associated with the IFSC Code UTIB0003727 of Axis Bank for its branch located in Ajmer, within the district of Kekri in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003727 |
| Branch | Kekri |
| City | Ajmer |
| District | Kekri |
| State | Rajasthan |
| Address | Gr Flr, Plot No.6, 7 8, Ward No.1, Joshi Colony, Ajmer Road,Kekri, Rajasthan 305404 |
These details help users in online banking and for businesses and individuals who use Axis Bank in Ajmer for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003727 for the Kekri branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0003727 is given to every bank branch, including Axis Bank located in Kekri, Ajmer, Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Ajmer.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ajmer and Kekri.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Kekri doesn't end up at another location.
Format of the IFSC Code UTIB0003727
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kekri in Ajmer.
For example, the IFSC Code UTIB0003727 of Axis Bank for the Kekri branch includes these elements, identifying the bank and the branch location in Ajmer and Rajasthan accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0003727 of Axis Bank for its Kekri branch located in Ajmer, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Ajmer and Kekri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Kekri or Ajmer to get the exact IFSC Code UTIB0003727.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Ajmer, then it will provide you proper information.
How to Use IFSC Code UTIB0003727 for Online Transfers?
Once you have the IFSC Code UTIB0003727 for the Kekri branch of Axis Bank in Ajmer, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003727. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003727.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Kekri in Ajmer, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kekri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ajmer to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003727.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Flr, Plot No.6, 7 8, Ward No.1, Joshi Colony, Ajmer Road,Kekri, Rajasthan 305404 located in Ajmer, Kekri, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.