IFSC Code of Axis Bank, Uma Shankar Joshi Marg, Ahmedabad, Ahmedaabad, Gujarat — UTIB0004749

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Uma Shankar Joshi Marg, Ahmedabad branch in Ahmedabad, Ahmedaabad, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Ahmedabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code UTIB0004749. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Uma Shankar Joshi Marg, Ahmedabad, Ahmedabad

The table below shows the main details of the IFSC Code UTIB0004749 for the Axis Bank branch in Ahmedabad, which falls under the Ahmedaabad district in Gujarat.

These details help users in online banking and for businesses and individuals who use Axis Bank in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004749 for the Uma Shankar Joshi Marg, Ahmedabad branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004749 is given to every bank branch, including Axis Bank located in Uma Shankar Joshi Marg, Ahmedabad, Ahmedabad, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Ahmedabad.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Ahmedabad and Ahmedaabad.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Uma Shankar Joshi Marg, Ahmedabad doesn't end up at another location.

Format of the IFSC Code UTIB0004749

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uma Shankar Joshi Marg, Ahmedabad in Ahmedabad.

For example, the IFSC Code UTIB0004749 of Axis Bank for the Uma Shankar Joshi Marg, Ahmedabad branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004749 of Axis Bank for its Uma Shankar Joshi Marg, Ahmedabad branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Ahmedabad and Ahmedaabad, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Uma Shankar Joshi Marg, Ahmedabad or Ahmedabad to get the exact IFSC Code UTIB0004749.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Ahmedabad, you'll get the correct details.

How to Use IFSC Code UTIB0004749 for Online Transfers?

Once you have the IFSC Code UTIB0004749 for the Uma Shankar Joshi Marg, Ahmedabad branch of Axis Bank in Ahmedabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004749. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004749.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Uma Shankar Joshi Marg, Ahmedabad in Ahmedabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Uma Shankar Joshi Marg, Ahmedabad, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Ahmedabad manage their online transfers and cheque clearances easily.