For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Relief Road (Ahmedabad) branch in Ahmedabad, Ahmedabad, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Ahmedabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0000453. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Relief Road (Ahmedabad), Ahmedabad

Here are some of the key details that come with the IFSC Code UTIB0000453 of Axis Bank for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000453
Branch Relief Road (Ahmedabad)
City Ahmedabad
District Ahmedabad
State Gujarat
Address Lic Jeevan Prabha Bldg, Patthar Kuva Relief Road

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Ahmedabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0000453 for the Relief Road (Ahmedabad) branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Relief Road (Ahmedabad), Ahmedabad, Gujarat, is provided with a unique IFSC like UTIB0000453 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Ahmedabad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Ahmedabad and Ahmedabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Relief Road (Ahmedabad) do not get mixed with another location.

Format of the IFSC Code UTIB0000453

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Relief Road (Ahmedabad) in Ahmedabad.

For example, the IFSC Code UTIB0000453 of Axis Bank for the Relief Road (Ahmedabad) branch has these elements, identifying the bank and the branch location in Ahmedabad and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000453 of Axis Bank for its Relief Road (Ahmedabad) branch located in Ahmedabad, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Ahmedabad and Ahmedabad, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Relief Road (Ahmedabad) or Ahmedabad to get the exact IFSC Code UTIB0000453.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Ahmedabad, you'll get the correct details.

How to Use IFSC Code UTIB0000453 for Online Transfers?

If you have the IFSC Code UTIB0000453 for the Relief Road (Ahmedabad) branch of Axis Bank in Ahmedabad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0000453. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0000453.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Relief Road (Ahmedabad) in Ahmedabad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Relief Road (Ahmedabad), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Relief Road (Ahmedabad), Ahmedabad?

The IFSC Code is UTIB0000453.

Is the IFSC Code UTIB0000453 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Relief Road (Ahmedabad)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Relief Road (Ahmedabad) branch?

The address of the branch is Lic Jeevan Prabha Bldg, Patthar Kuva Relief Road located in Ahmedabad, Ahmedabad, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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