For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its The Mansa Nagrik Sahkari Bank branch in Ahmadabad, Ahmedabad, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Ahmadabad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0SMNS03. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, The Mansa Nagrik Sahkari Bank, Ahmadabad
Below in the table are the key details related to IFSC Code UTIB0SMNS03 of Axis Bank for its branch located in Ahmadabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0SMNS03 |
| Branch | The Mansa Nagrik Sahkari Bank |
| City | Ahmadabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | 1St Floor, Green Complex, Opp, Rajasthan Hospital, Sahibaug, Ahmedabad, 380004 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Ahmadabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0SMNS03 for the The Mansa Nagrik Sahkari Bank branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0SMNS03 is given to every bank branch, including Axis Bank located in The Mansa Nagrik Sahkari Bank, Ahmadabad, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Ahmadabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ahmadabad and Ahmedabad.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in The Mansa Nagrik Sahkari Bank doesn't end up at another location.
Format of the IFSC Code UTIB0SMNS03
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Mansa Nagrik Sahkari Bank in Ahmadabad.
For example, the IFSC Code UTIB0SMNS03 of Axis Bank for the The Mansa Nagrik Sahkari Bank branch includes these elements, identifying the bank and the branch location in Ahmadabad and Gujarat accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0SMNS03 of Axis Bank for its The Mansa Nagrik Sahkari Bank branch located in Ahmadabad, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Ahmadabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for The Mansa Nagrik Sahkari Bank or Ahmadabad to get the exact IFSC Code UTIB0SMNS03.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Ahmadabad, then it will provide you proper information.
How to Use IFSC Code UTIB0SMNS03 for Online Transfers?
Once you have the IFSC Code UTIB0SMNS03 for the The Mansa Nagrik Sahkari Bank branch of Axis Bank in Ahmadabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0SMNS03. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SMNS03.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank The Mansa Nagrik Sahkari Bank in Ahmadabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Mansa Nagrik Sahkari Bank, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ahmadabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0SMNS03.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 1St Floor, Green Complex, Opp, Rajasthan Hospital, Sahibaug, Ahmedabad, 380004 located in Ahmadabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.