The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Thiruvalur Kakkalur Village branch in Thiruvallur, Thiruvallur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Thiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code AUBL0004118. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Au Small Finance Bank Limited, Thiruvalur Kakkalur Village, Thiruvallur

Here are the key points that are associated with the IFSC Code AUBL0004118 of Au Small Finance Bank Limited for its branch located in Thiruvallur, within the district of Thiruvallur in the state of Tamil Nadu.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0004118
Branch Thiruvalur Kakkalur Village
City Thiruvallur
District Thiruvallur
State Tamil Nadu
Address Plot 867,Village 75,Kakkalur Village Bypass Road,Survery-196/2 Part,Tn Houing Board

These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Thiruvallur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004118 for the Thiruvalur Kakkalur Village branch of Au Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Thiruvalur Kakkalur Village, Thiruvallur, Tamil Nadu, is provided with a unique IFSC like AUBL0004118 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Au Small Finance Bank Limited branch in Thiruvallur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvallur and Thiruvallur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Thiruvalur Kakkalur Village do not get mixed with another location.

Format of the IFSC Code AUBL0004118

This is the format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thiruvalur Kakkalur Village in Thiruvallur.

For example, the IFSC Code AUBL0004118 of Au Small Finance Bank Limited for the Thiruvalur Kakkalur Village branch includes these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0004118 of Au Small Finance Bank Limited for its Thiruvalur Kakkalur Village branch located in Thiruvallur, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Thiruvallur and Thiruvallur, print them on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Thiruvalur Kakkalur Village or Thiruvallur to get the exact IFSC Code AUBL0004118.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Thiruvallur, you'll get the correct details.

How to Use IFSC Code AUBL0004118 for Online Transfers?

Once you have the IFSC Code AUBL0004118 for the Thiruvalur Kakkalur Village branch of Au Small Finance Bank Limited in Thiruvallur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0004118. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004118.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Thiruvalur Kakkalur Village in Thiruvallur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Thiruvalur Kakkalur Village, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvallur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Thiruvalur Kakkalur Village, Thiruvallur?

The IFSC Code is AUBL0004118.

Is the IFSC Code AUBL0004118 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Thiruvalur Kakkalur Village?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thiruvalur Kakkalur Village branch?

The address of the branch is Plot 867,Village 75,Kakkalur Village Bypass Road,Survery-196/2 Part,Tn Houing Board located in Thiruvallur, Thiruvallur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.