For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Kopar Khairane branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0004216. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Kopar Khairane, Thane
Here are some of the key details that come with the IFSC Code AUBL0004216 of Au Small Finance Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0004216 |
| Branch | Kopar Khairane |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Grd Flr,Shop 2/3/4,Sector-1,Plot 91,Shree Saraswati Chs,Railway Station Rd,Kopar Khairane,Navi Mumbai-400709 |
These details help users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004216 for the Kopar Khairane branch of Au Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AUBL0004216 is given to every bank branch, including Au Small Finance Bank Limited located in Kopar Khairane, Thane, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Thane and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Kopar Khairane doesn't end up at another location.
Format of the IFSC Code AUBL0004216
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kopar Khairane in Thane.
For example, the IFSC Code AUBL0004216 of Au Small Finance Bank Limited for the Kopar Khairane branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0004216 of Au Small Finance Bank Limited for its Kopar Khairane branch located in Thane, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Kopar Khairane or Thane to get the exact IFSC Code AUBL0004216.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Thane, you'll get the correct details.
How to Use IFSC Code AUBL0004216 for Online Transfers?
Once you have the IFSC Code AUBL0004216 for the Kopar Khairane branch of Au Small Finance Bank Limited in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0004216. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004216.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Kopar Khairane in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Kopar Khairane, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thane manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0004216.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Grd Flr,Shop 2/3/4,Sector-1,Plot 91,Shree Saraswati Chs,Railway Station Rd,Kopar Khairane,Navi Mumbai-400709 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.