The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Kankavli branch in Sindhudurg, Sindhudurg, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Sindhudurg or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0002374. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Au Small Finance Bank Limited, Kankavli, Sindhudurg

Here are the main details that are associated with the IFSC Code AUBL0002374 of Au Small Finance Bank Limited for its branch located in Sindhudurg, within the district of Sindhudurg in the state of Maharashtra.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002374
Branch Kankavli
City Sindhudurg
District Sindhudurg
State Maharashtra
Address Municipal House No.499 B 3 /499 A 1 , Opp. Prant Office, Kankavli

These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Sindhudurg for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002374 for the Kankavli branch of Au Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Kankavli, Sindhudurg, Maharashtra, is provided a unique IFSC like AUBL0002374 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Au Small Finance Bank Limited branch in Sindhudurg.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sindhudurg and Sindhudurg.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Kankavli do not get misguided to another person.

Format of the IFSC Code AUBL0002374

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kankavli in Sindhudurg.

For example, the IFSC Code AUBL0002374 of Au Small Finance Bank Limited for the Kankavli branch includes these elements, identifying the bank and the branch location in Sindhudurg and Maharashtra correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are looking for the IFSC Code AUBL0002374 of Au Small Finance Bank Limited for its Kankavli branch located in Sindhudurg, the following methods can help:

Cheque Book

The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Au Small Finance Bank Limited branches in Sindhudurg and Sindhudurg, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Kankavli or Sindhudurg to get the exact IFSC Code AUBL0002374.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Sindhudurg, then it will provide you proper information.

How to Use IFSC Code AUBL0002374 for Online Transfers?

Once you have the IFSC Code AUBL0002374 for the Kankavli branch of Au Small Finance Bank Limited in Sindhudurg, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002374. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002374.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Kankavli in Sindhudurg, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Kankavli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sindhudurg manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Kankavli, Sindhudurg?

The IFSC Code is AUBL0002374.

Is the IFSC Code AUBL0002374 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Kankavli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kankavli branch?

The address of the branch is Municipal House No.499 B 3 /499 A 1 , Opp. Prant Office, Kankavli located in Sindhudurg, Sindhudurg, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.