For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Kotri Dhayalan branch in Sikar, Reengus, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Sikar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code AUBL0002474. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Kotri Dhayalan, Sikar

Below in the table are the key details related to IFSC Code AUBL0002474 of Au Small Finance Bank Limited for its branch located in Sikar, within the district of Reengus in the state of Rajasthan.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002474
Branch Kotri Dhayalan
City Sikar
District Reengus
State Rajasthan
Address Khasra No.769,Opposite Shiv Mandir, Kotari Dhayalan

These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Sikar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002474 for the Kotri Dhayalan branch of Au Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Kotri Dhayalan, Sikar, Rajasthan, are allotted a unique IFSC like AUBL0002474 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sikar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sikar and Reengus.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Au Small Finance Bank Limited in Kotri Dhayalan reaches the right place, even though there are thousands of branches in Rajasthan and across India.

Format of the IFSC Code AUBL0002474

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kotri Dhayalan in Sikar.

For example, the IFSC Code AUBL0002474 of Au Small Finance Bank Limited for the Kotri Dhayalan branch has these elements, identifying the bank and the branch location in Sikar and Rajasthan correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002474 of Au Small Finance Bank Limited for its Kotri Dhayalan branch located in Sikar, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Sikar and Reengus, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Kotri Dhayalan or Sikar to get the exact IFSC Code AUBL0002474.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Sikar, you'll get the correct details.

How to Use IFSC Code AUBL0002474 for Online Transfers?

Once you have the IFSC Code AUBL0002474 for the Kotri Dhayalan branch of Au Small Finance Bank Limited in Sikar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002474. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002474.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Kotri Dhayalan in Sikar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Kotri Dhayalan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sikar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited Kotri Dhayalan Sikar?

The IFSC Code of the Kotri Dhayalan Sikar branch is AUBL0002474.

Is IFSC Code AUBL0002474 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Au Small Finance Bank Limited Kotri Dhayalan branch?

The branch is located at Khasra No.769,Opposite Shiv Mandir, Kotari Dhayalan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.