There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Ranipet Kellys Road branch in Ranipet, Wallajah, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in Ranipet or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code AUBL0004103. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Ranipet Kellys Road, Ranipet
Here are some of the key details that come with the IFSC Code AUBL0004103 of Au Small Finance Bank Limited for its branch located in Ranipet, within the district of Wallajah in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0004103 |
| Branch | Ranipet Kellys Road |
| City | Ranipet |
| District | Wallajah |
| State | Tamil Nadu |
| Address | Number -19/A,Kelly S Road,Navalpur,Ranipet-632401 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Ranipet for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004103 for the Ranipet Kellys Road branch of Au Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Ranipet Kellys Road, Ranipet, Tamil Nadu, are allotted a unique IFSC like AUBL0004103 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ranipet.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ranipet and Wallajah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Au Small Finance Bank Limited in Ranipet Kellys Road reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code AUBL0004103
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ranipet Kellys Road in Ranipet.
For example, the IFSC Code AUBL0004103 of Au Small Finance Bank Limited for the Ranipet Kellys Road branch includes these elements, identifying the bank and the branch location in Ranipet and Tamil Nadu accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0004103 of Au Small Finance Bank Limited for its Ranipet Kellys Road branch located in Ranipet, the following methods can help:
Cheque Book
The cheque books that are issued by Au Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Ranipet and Wallajah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and find the branch locator section. Search for Ranipet Kellys Road or Ranipet to get the exact IFSC Code AUBL0004103.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Au Small Finance Bank Limited and Ranipet that will provide accurate information.
How to Use IFSC Code AUBL0004103 for Online Transfers?
Once you have the IFSC Code AUBL0004103 for the Ranipet Kellys Road branch of Au Small Finance Bank Limited in Ranipet, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0004103. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004103.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Ranipet Kellys Road in Ranipet, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Ranipet Kellys Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ranipet manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0004103.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Number -19/A,Kelly S Road,Navalpur,Ranipet-632401 located in Ranipet, Wallajah, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.