For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Jetpur branch in Rajkot, Rajkot, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0002123. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Jetpur, Rajkot
Here are some of the key details that come with the IFSC Code AUBL0002123 of Au Small Finance Bank Limited for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002123 |
| Branch | Jetpur |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| Address | Shree Manglam Complex, Shop No A3, Ground Floor, Kanakiya Plot, Jetpur, Gujarat - 360370 |
These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002123 for the Jetpur branch of Au Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Jetpur, Rajkot, Gujarat, is provided with a unique IFSC like AUBL0002123 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rajkot and Rajkot.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Jetpur do not get mixed with another location.
Format of the IFSC Code AUBL0002123
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jetpur in Rajkot.
For example, the IFSC Code AUBL0002123 of Au Small Finance Bank Limited for the Jetpur branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002123 of Au Small Finance Bank Limited for its Jetpur branch located in Rajkot, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Rajkot and Rajkot, print them on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Jetpur or Rajkot to get the exact IFSC Code AUBL0002123.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Rajkot, you'll get the correct details.
How to Use IFSC Code AUBL0002123 for Online Transfers?
Once you have the IFSC Code AUBL0002123 for the Jetpur branch of Au Small Finance Bank Limited in Rajkot, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0002123. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002123.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Au Small Finance Bank Limited Jetpur in Rajkot may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Jetpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rajkot to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002123.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shree Manglam Complex, Shop No A3, Ground Floor, Kanakiya Plot, Jetpur, Gujarat - 360370 located in Rajkot, Rajkot, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.