Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Baraily branch in Raisen, Raisen, or Madhya Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Raisen or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code AUBL0002297. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Baraily, Raisen
The table below shows the main details of the IFSC Code AUBL0002297 for the Au Small Finance Bank Limited branch in Raisen, which falls under the Raisen district in Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002297 |
| Branch | Baraily |
| City | Raisen |
| District | Raisen |
| State | Madhya Pradesh |
| Address | Ward No 2,Jain Cycle Store, Near Bus Stand Main Road |
These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Raisen for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002297 for the Baraily branch of Au Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Baraily, Raisen, Madhya Pradesh, are allotted a unique IFSC like AUBL0002297 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Raisen.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Raisen and Raisen.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Au Small Finance Bank Limited in Baraily reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code AUBL0002297
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Baraily in Raisen.
For example, the IFSC Code AUBL0002297 of Au Small Finance Bank Limited for the Baraily branch has these elements, identifying the bank and the branch location in Raisen and Madhya Pradesh correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002297 of Au Small Finance Bank Limited for its Baraily branch located in Raisen, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Raisen and Raisen, print them on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Baraily or Raisen to get the exact IFSC Code AUBL0002297.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Raisen, you'll get the correct details.
How to Use IFSC Code AUBL0002297 for Online Transfers?
If you have the IFSC Code AUBL0002297 for the Baraily branch of Au Small Finance Bank Limited in Raisen, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0002297. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002297.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Baraily in Raisen, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Baraily, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Raisen manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002297.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ward No 2,Jain Cycle Store, Near Bus Stand Main Road located in Raisen, Raisen, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.