Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Chinchwad branch in Pune, Daund, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0004217. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Chinchwad, Pune

Below in the table are the key details related to IFSC Code AUBL0004217 of Au Small Finance Bank Limited for its branch located in Pune, within the district of Daund in the state of Maharashtra.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0004217
Branch Chinchwad
City Pune
District Daund
State Maharashtra
Address Grd Flr,Shop 6,Sukhwani Pacific - 2,Opp.Aditya Birla Hospital,Thergaon,Chinchwad-411033

These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Pune for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004217 for the Chinchwad branch of Au Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Chinchwad, Pune, Maharashtra, is provided with a unique IFSC like AUBL0004217 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Au Small Finance Bank Limited branch in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pune and Daund.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Chinchwad do not get mixed with another location.

Format of the IFSC Code AUBL0004217

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chinchwad in Pune.

For example, the IFSC Code AUBL0004217 of Au Small Finance Bank Limited for the Chinchwad branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0004217 of Au Small Finance Bank Limited for its Chinchwad branch located in Pune, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Pune and Daund, print them on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Chinchwad or Pune to get the exact IFSC Code AUBL0004217.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Pune, you'll get the correct details.

How to Use IFSC Code AUBL0004217 for Online Transfers?

Once you have the IFSC Code AUBL0004217 for the Chinchwad branch of Au Small Finance Bank Limited in Pune, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0004217. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004217.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Chinchwad in Pune, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Chinchwad, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Chinchwad, Pune?

The IFSC Code is AUBL0004217.

Is the IFSC Code AUBL0004217 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Chinchwad?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chinchwad branch?

The address of the branch is Grd Flr,Shop 6,Sukhwani Pacific - 2,Opp.Aditya Birla Hospital,Thergaon,Chinchwad-411033 located in Pune, Daund, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.