For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Fatehsagar branch in Phalodi, Phalodi, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Phalodi or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code AUBL0002693. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Fatehsagar, Phalodi
Below in the table are the key details related to IFSC Code AUBL0002693 of Au Small Finance Bank Limited for its branch located in Phalodi, within the district of Phalodi in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002693 |
| Branch | Fatehsagar |
| City | Phalodi |
| District | Phalodi |
| State | Rajasthan |
| Address | Khasra No.1131,Village Fatehsagar,Tehsil Lohawat,Dist.Phalodi,Rajasthan -342309 |
These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Phalodi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002693 for the Fatehsagar branch of Au Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Fatehsagar, Phalodi, Rajasthan, is provided a unique IFSC like AUBL0002693 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Au Small Finance Bank Limited branch in Phalodi.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Phalodi and Phalodi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Fatehsagar do not get misguided to another person.
Format of the IFSC Code AUBL0002693
This is the format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Fatehsagar in Phalodi.
For example, the IFSC Code AUBL0002693 of Au Small Finance Bank Limited for the Fatehsagar branch includes these elements, identifying the bank and the branch location in Phalodi and Rajasthan accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002693 of Au Small Finance Bank Limited for its Fatehsagar branch located in Phalodi, the following methods can help:
Cheque Book
The cheque books that are issued by Au Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Phalodi and Phalodi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and find the branch locator section. Search for Fatehsagar or Phalodi to get the exact IFSC Code AUBL0002693.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Au Small Finance Bank Limited and Phalodi that will provide accurate information.
How to Use IFSC Code AUBL0002693 for Online Transfers?
Once you have the IFSC Code AUBL0002693 for the Fatehsagar branch of Au Small Finance Bank Limited in Phalodi, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0002693. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002693.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Fatehsagar in Phalodi, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Fatehsagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Phalodi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002693.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Khasra No.1131,Village Fatehsagar,Tehsil Lohawat,Dist.Phalodi,Rajasthan -342309 located in Phalodi, Phalodi, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.