Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Au Small Finance Bank Limited for its Patan branch in Patan, Patan, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Au Small Finance Bank Limited located in Patan or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0002144. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Patan, Patan
The table below shows the main details of the IFSC Code AUBL0002144 for the Au Small Finance Bank Limited branch in Patan, which falls under the Patan district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002144 |
| Branch | Patan |
| City | Patan |
| District | Patan |
| State | Gujarat |
| Address | City Survey No.1639, Sheet No. 131, Santokba Hall Of Gunagadiparti, Near. Patan Railway Station |
These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Patan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002144 for the Patan branch of Au Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Patan, Patan, Gujarat, is provided with a unique IFSC like AUBL0002144 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Patan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Patan and Patan.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Patan do not get mixed with another location.
Format of the IFSC Code AUBL0002144
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patan in Patan.
For example, the IFSC Code AUBL0002144 of Au Small Finance Bank Limited for the Patan branch includes these elements, identifying the bank and the branch location in Patan and Gujarat accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002144 of Au Small Finance Bank Limited for its Patan branch located in Patan, the following methods can help:
Cheque Book
The cheque books that are issued by Au Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Patan and Patan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and find the branch locator section. Search for Patan or Patan to get the exact IFSC Code AUBL0002144.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Au Small Finance Bank Limited and Patan that will provide accurate information.
How to Use IFSC Code AUBL0002144 for Online Transfers?
Once you have the IFSC Code AUBL0002144 for the Patan branch of Au Small Finance Bank Limited in Patan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0002144. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002144.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Patan in Patan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Patan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Patan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002144.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is City Survey No.1639, Sheet No. 131, Santokba Hall Of Gunagadiparti, Near. Patan Railway Station located in Patan, Patan, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.