The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Panipat branch in Panipath, Panipath, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Panipath or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code AUBL0002115. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Au Small Finance Bank Limited, Panipat, Panipath

Here are the key points that are associated with the IFSC Code AUBL0002115 of Au Small Finance Bank Limited for its branch located in Panipath, within the district of Panipath in the state of Haryana.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002115
Branch Panipat
City Panipath
District Panipath
State Haryana
Address Ward No.19, Dayal Property, G.T. Road Near Mid Town Hotel

These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Panipath for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002115 for the Panipat branch of Au Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Panipat, Panipath, Haryana, is provided with a unique IFSC like AUBL0002115 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Au Small Finance Bank Limited branch in Panipath.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Panipath and Panipath.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Panipat do not get mixed with another location.

Format of the IFSC Code AUBL0002115

This is the format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Panipat in Panipath.

For example, the IFSC Code AUBL0002115 of Au Small Finance Bank Limited for the Panipat branch includes these elements, identifying the bank and the branch location in Panipath and Haryana accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002115 of Au Small Finance Bank Limited for its Panipat branch located in Panipath, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Panipath and Panipath, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Panipat or Panipath to get the exact IFSC Code AUBL0002115.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Panipath, you'll get the correct details.

How to Use IFSC Code AUBL0002115 for Online Transfers?

Once you have the IFSC Code AUBL0002115 for the Panipat branch of Au Small Finance Bank Limited in Panipath, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002115. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002115.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Panipat in Panipath, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Panipat, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Panipath manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Panipat, Panipath?

The IFSC Code is AUBL0002115.

Is the IFSC Code AUBL0002115 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Panipat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Panipat branch?

The address of the branch is Ward No.19, Dayal Property, G.T. Road Near Mid Town Hotel located in Panipath, Panipath, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.