Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Godhra branch in Panch Mahals, Panch Mahals, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0002159. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Godhra, Panch Mahals

Below in the table are the key details related to IFSC Code AUBL0002159 of Au Small Finance Bank Limited for its branch located in Panch Mahals, within the district of Panch Mahals in the state of Gujarat.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002159
Branch Godhra
City Panch Mahals
District Panch Mahals
State Gujarat
Address Shop No F/5 F/6 ,Ground Floor, ,Landmark Complex, Prabha Road

These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Panch Mahals for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002159 for the Godhra branch of Au Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Godhra, Panch Mahals, Gujarat, are allotted a unique IFSC like AUBL0002159 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Panch Mahals.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Panch Mahals and Panch Mahals.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Au Small Finance Bank Limited in Godhra reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code AUBL0002159

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Godhra in Panch Mahals.

For example, the IFSC Code AUBL0002159 of Au Small Finance Bank Limited for the Godhra branch has these elements, identifying the bank and the branch location in Panch Mahals and Gujarat correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002159 of Au Small Finance Bank Limited for its Godhra branch located in Panch Mahals, the following methods can help:

Cheque Book

The cheque books that are issued by Au Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Panch Mahals and Panch Mahals, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and find the branch locator section. Search for Godhra or Panch Mahals to get the exact IFSC Code AUBL0002159.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Au Small Finance Bank Limited and Panch Mahals that will provide accurate information.

How to Use IFSC Code AUBL0002159 for Online Transfers?

Once you have the IFSC Code AUBL0002159 for the Godhra branch of Au Small Finance Bank Limited in Panch Mahals, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002159. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002159.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Godhra in Panch Mahals, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Godhra, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Panch Mahals manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited Godhra Panch Mahals?

The IFSC Code of the Godhra Panch Mahals branch is AUBL0002159.

Is IFSC Code AUBL0002159 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Au Small Finance Bank Limited Godhra branch?

The branch is located at Shop No F/5 F/6 ,Ground Floor, ,Landmark Complex, Prabha Road.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.