For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Worli Mumbai branch in Mumbai, Worli Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0002563. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Worli Mumbai, Mumbai

Here are the key points that are associated with the IFSC Code AUBL0002563 of Au Small Finance Bank Limited for its branch located in Mumbai, within the district of Worli Mumbai in the state of Maharashtra.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002563
Branch Worli Mumbai
City Mumbai
District Worli Mumbai
State Maharashtra
Address Vaswani Chambers,Dr Annie Besant Rd,Opposite Old Passport Office,Worli,Mumbai 400030 Maharashtra

These details are important not only for users using online banking but also for businesses and individuals who use Au Small Finance Bank Limited in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AUBL0002563 for the Worli Mumbai branch of Au Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AUBL0002563 is given to every bank branch, including Au Small Finance Bank Limited located in Worli Mumbai, Mumbai, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Au Small Finance Bank Limited branch in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai and Worli Mumbai.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Worli Mumbai doesn't end up at another location.

Format of the IFSC Code AUBL0002563

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Worli Mumbai in Mumbai.

For example, the IFSC Code AUBL0002563 of Au Small Finance Bank Limited for the Worli Mumbai branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002563 of Au Small Finance Bank Limited for its Worli Mumbai branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Mumbai and Worli Mumbai, print them on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Worli Mumbai or Mumbai to get the exact IFSC Code AUBL0002563.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Mumbai, you'll get the correct details.

How to Use IFSC Code AUBL0002563 for Online Transfers?

Once you have the IFSC Code AUBL0002563 for the Worli Mumbai branch of Au Small Finance Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002563. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002563.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Worli Mumbai in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Worli Mumbai, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Worli Mumbai, Mumbai?

The IFSC Code is AUBL0002563.

Is the IFSC Code AUBL0002563 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Worli Mumbai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Worli Mumbai branch?

The address of the branch is Vaswani Chambers,Dr Annie Besant Rd,Opposite Old Passport Office,Worli,Mumbai 400030 Maharashtra located in Mumbai, Worli Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.