For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Vile Parle - Juhu branch in Mumbai, Vile Parle - Juhu, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0002595. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Vile Parle - Juhu, Mumbai

Here are the key points that are associated with the IFSC Code AUBL0002595 of Au Small Finance Bank Limited for its branch located in Mumbai, within the district of Vile Parle - Juhu in the state of Maharashtra.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002595
Branch Vile Parle - Juhu
City Mumbai
District Vile Parle - Juhu
State Maharashtra
Address Z2Vscmgdfvlmrdmmbm45.

These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Mumbai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002595 for the Vile Parle - Juhu branch of Au Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Vile Parle - Juhu, Mumbai, Maharashtra, are allotted a unique IFSC like AUBL0002595 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mumbai and Vile Parle - Juhu.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Au Small Finance Bank Limited in Vile Parle - Juhu reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code AUBL0002595

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vile Parle - Juhu in Mumbai.

For example, the IFSC Code AUBL0002595 of Au Small Finance Bank Limited for the Vile Parle - Juhu branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are looking for the IFSC Code AUBL0002595 of Au Small Finance Bank Limited for its Vile Parle - Juhu branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Au Small Finance Bank Limited branches in Mumbai and Vile Parle - Juhu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Vile Parle - Juhu or Mumbai to get the exact IFSC Code AUBL0002595.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Mumbai, then it will provide you proper information.

How to Use IFSC Code AUBL0002595 for Online Transfers?

Once you have the IFSC Code AUBL0002595 for the Vile Parle - Juhu branch of Au Small Finance Bank Limited in Mumbai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0002595. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002595.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Vile Parle - Juhu in Mumbai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Vile Parle - Juhu, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Vile Parle - Juhu, Mumbai?

The IFSC Code is AUBL0002595.

Is the IFSC Code AUBL0002595 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Vile Parle - Juhu?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Vile Parle - Juhu branch?

The address of the branch is Z2Vscmgdfvlmrdmmbm45. located in Mumbai, Vile Parle - Juhu, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.