There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Vile Parle East branch in Mumbai, Vile Parle East, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in Mumbai or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code AUBL0002638. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Vile Parle East, Mumbai
The table below shows the main details of the IFSC Code AUBL0002638 for the Au Small Finance Bank Limited branch in Mumbai, which falls under the Vile Parle East district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002638 |
| Branch | Vile Parle East |
| City | Mumbai |
| District | Vile Parle East |
| State | Maharashtra |
| Address | Shop No. 2 3, Vinod Kunj, M G Road, Vile Parle E , Mumbai, Mh |
These details are important not only for users using online banking but also for businesses and individuals who use Au Small Finance Bank Limited in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AUBL0002638 for the Vile Parle East branch of Au Small Finance Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Vile Parle East, Mumbai, Maharashtra, is provided with a unique IFSC like AUBL0002638 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Vile Parle East.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Vile Parle East do not get mixed with another location.
Format of the IFSC Code AUBL0002638
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Vile Parle East in Mumbai.
For example, the IFSC Code AUBL0002638 of Au Small Finance Bank Limited for the Vile Parle East branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are looking for the IFSC Code AUBL0002638 of Au Small Finance Bank Limited for its Vile Parle East branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Au Small Finance Bank Limited branches in Mumbai and Vile Parle East, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Vile Parle East or Mumbai to get the exact IFSC Code AUBL0002638.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Mumbai, then it will provide you proper information.
How to Use IFSC Code AUBL0002638 for Online Transfers?
If you have the IFSC Code AUBL0002638 for the Vile Parle East branch of Au Small Finance Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0002638. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002638.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Vile Parle East in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Vile Parle East, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002638.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No. 2 3, Vinod Kunj, M G Road, Vile Parle E , Mumbai, Mh located in Mumbai, Vile Parle East, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.