IFSC Code of Au Small Finance Bank Limited, Bhulabhai Desai Road, Mumbai, Maharashtra- AUBL0002636

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Bhulabhai Desai Road branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AUBL0002636. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Bhulabhai Desai Road, Mumbai

Here are some of the key details that come with the IFSC Code AUBL0002636 of Au Small Finance Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002636 for the Bhulabhai Desai Road branch of Au Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Bhulabhai Desai Road, Mumbai, Maharashtra, are allotted a unique IFSC like AUBL0002636 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Au Small Finance Bank Limited in Bhulabhai Desai Road reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code AUBL0002636

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhulabhai Desai Road in Mumbai.

For example, the IFSC Code AUBL0002636 of Au Small Finance Bank Limited for the Bhulabhai Desai Road branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002636 of Au Small Finance Bank Limited for its Bhulabhai Desai Road branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Bhulabhai Desai Road or Mumbai to get the exact IFSC Code AUBL0002636.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Mumbai, you'll get the correct details.

How to Use IFSC Code AUBL0002636 for Online Transfers?

Once you have the IFSC Code AUBL0002636 for the Bhulabhai Desai Road branch of Au Small Finance Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002636. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002636.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Bhulabhai Desai Road in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Bhulabhai Desai Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Au Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.