Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Kota Ghode Wala Circle branch in Kota, Ladpura, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Kota or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code AUBL0004149. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Kota Ghode Wala Circle, Kota

Here are the main details that are associated with the IFSC Code AUBL0004149 of Au Small Finance Bank Limited for its branch located in Kota, within the district of Ladpura in the state of Rajasthan.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0004149
Branch Kota Ghode Wala Circle
City Kota
District Ladpura
State Rajasthan
Address Plt No.386,Ground Floor,Shopping Center,Ghode Wale Baba Cross Rd,Beside Sanchit Tower,Gumanpura Road,Kota,Kota,Raj

These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Kota for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004149 for the Kota Ghode Wala Circle branch of Au Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Kota Ghode Wala Circle, Kota, Rajasthan, is provided a unique IFSC like AUBL0004149 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Au Small Finance Bank Limited branch in Kota.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kota and Ladpura.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Kota Ghode Wala Circle do not get misguided to another person.

Format of the IFSC Code AUBL0004149

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kota Ghode Wala Circle in Kota.

For example, the IFSC Code AUBL0004149 of Au Small Finance Bank Limited for the Kota Ghode Wala Circle branch includes these elements, identifying the bank and the branch location in Kota and Rajasthan accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0004149 of Au Small Finance Bank Limited for its Kota Ghode Wala Circle branch located in Kota, the following methods can help:

Cheque Book

The cheque books that are issued by Au Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Kota and Ladpura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and find the branch locator section. Search for Kota Ghode Wala Circle or Kota to get the exact IFSC Code AUBL0004149.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Au Small Finance Bank Limited and Kota that will provide accurate information.

How to Use IFSC Code AUBL0004149 for Online Transfers?

Once you have the IFSC Code AUBL0004149 for the Kota Ghode Wala Circle branch of Au Small Finance Bank Limited in Kota, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0004149. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004149.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Kota Ghode Wala Circle in Kota, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Kota Ghode Wala Circle, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kota to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited Kota Ghode Wala Circle Kota?

The IFSC Code of the Kota Ghode Wala Circle Kota branch is AUBL0004149.

Is IFSC Code AUBL0004149 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Au Small Finance Bank Limited Kota Ghode Wala Circle branch?

The branch is located at Plt No.386,Ground Floor,Shopping Center,Ghode Wale Baba Cross Rd,Beside Sanchit Tower,Gumanpura Road,Kota,Kota,Raj.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.