Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Bhubaneswar branch in Khurda, Bhubaneswar Ps, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Khurda or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code AUBL0004235. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Bhubaneswar, Khurda

The table below shows the main details of the IFSC Code AUBL0004235 for the Au Small Finance Bank Limited branch in Khurda, which falls under the Bhubaneswar Ps district in Odisha.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0004235
Branch Bhubaneswar
City Khurda
District Bhubaneswar Ps
State Odisha
Address Plot No 259/2307,Ward No 10/13,Mayfair Square,Jayadev Vihar,Bhubaneswar,Khorda,Odisha-751007

These details are important not only for users using online banking but also for businesses and individuals who use Au Small Finance Bank Limited in Khurda for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AUBL0004235 for the Bhubaneswar branch of Au Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Bhubaneswar, Khurda, Odisha, is provided a unique IFSC like AUBL0004235 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Au Small Finance Bank Limited branch in Khurda.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Khurda and Bhubaneswar Ps.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Bhubaneswar do not get misguided to another person.

Format of the IFSC Code AUBL0004235

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhubaneswar in Khurda.

For example, the IFSC Code AUBL0004235 of Au Small Finance Bank Limited for the Bhubaneswar branch includes these elements, identifying the bank and the branch location in Khurda and Odisha accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0004235 of Au Small Finance Bank Limited for its Bhubaneswar branch located in Khurda, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Khurda and Bhubaneswar Ps, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Bhubaneswar or Khurda to get the exact IFSC Code AUBL0004235.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Khurda, you'll get the correct details.

How to Use IFSC Code AUBL0004235 for Online Transfers?

Once you have the IFSC Code AUBL0004235 for the Bhubaneswar branch of Au Small Finance Bank Limited in Khurda, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0004235. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004235.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Bhubaneswar in Khurda, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Bhubaneswar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Khurda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Bhubaneswar, Khurda?

The IFSC Code is AUBL0004235.

Is the IFSC Code AUBL0004235 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Bhubaneswar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Bhubaneswar branch?

The address of the branch is Plot No 259/2307,Ward No 10/13,Mayfair Square,Jayadev Vihar,Bhubaneswar,Khorda,Odisha-751007 located in Khurda, Bhubaneswar Ps, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.