For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Nadiad Paras Circle branch in Kheda, Nadiad, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0004101. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Nadiad Paras Circle, Kheda

Below in the table are the key details related to IFSC Code AUBL0004101 of Au Small Finance Bank Limited for its branch located in Kheda, within the district of Nadiad in the state of Gujarat.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0004101
Branch Nadiad Paras Circle
City Kheda
District Nadiad
State Gujarat
Address Ground Floor,Shop N0 -4,City Center Santram Road,College Road,Paras Circle

These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Kheda for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004101 for the Nadiad Paras Circle branch of Au Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AUBL0004101 is given to every bank branch, including Au Small Finance Bank Limited located in Nadiad Paras Circle, Kheda, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Au Small Finance Bank Limited branch in Kheda.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kheda and Nadiad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Nadiad Paras Circle doesn't end up at another location.

Format of the IFSC Code AUBL0004101

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nadiad Paras Circle in Kheda.

For example, the IFSC Code AUBL0004101 of Au Small Finance Bank Limited for the Nadiad Paras Circle branch has these elements, identifying the bank and the branch location in Kheda and Gujarat correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are looking for the IFSC Code AUBL0004101 of Au Small Finance Bank Limited for its Nadiad Paras Circle branch located in Kheda, the following methods can help:

Cheque Book

The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Au Small Finance Bank Limited branches in Kheda and Nadiad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Nadiad Paras Circle or Kheda to get the exact IFSC Code AUBL0004101.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Kheda, then it will provide you proper information.

How to Use IFSC Code AUBL0004101 for Online Transfers?

Once you have the IFSC Code AUBL0004101 for the Nadiad Paras Circle branch of Au Small Finance Bank Limited in Kheda, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0004101. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004101.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Nadiad Paras Circle in Kheda, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Nadiad Paras Circle, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheda to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited Nadiad Paras Circle Kheda?

The IFSC Code of the Nadiad Paras Circle Kheda branch is AUBL0004101.

Is IFSC Code AUBL0004101 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Au Small Finance Bank Limited Nadiad Paras Circle branch?

The branch is located at Ground Floor,Shop N0 -4,City Center Santram Road,College Road,Paras Circle.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.