For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Kathlal branch in Kheda, Kheda, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Kheda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0002148. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Kathlal, Kheda
The table below shows the main details of the IFSC Code AUBL0002148 for the Au Small Finance Bank Limited branch in Kheda, which falls under the Kheda district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002148 |
| Branch | Kathlal |
| City | Kheda |
| District | Kheda |
| State | Gujarat |
| Address | Shop No. 20 21, Madhav Complex, Near Swagat Hotel, Ahmedabad Road |
These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Kheda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002148 for the Kathlal branch of Au Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Kathlal, Kheda, Gujarat, is provided a unique IFSC like AUBL0002148 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Au Small Finance Bank Limited branch in Kheda.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kheda and Kheda.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Kathlal do not get misguided to another person.
Format of the IFSC Code AUBL0002148
This is the format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kathlal in Kheda.
For example, the IFSC Code AUBL0002148 of Au Small Finance Bank Limited for the Kathlal branch includes these elements, identifying the bank and the branch location in Kheda and Gujarat accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002148 of Au Small Finance Bank Limited for its Kathlal branch located in Kheda, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Kheda and Kheda, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Kathlal or Kheda to get the exact IFSC Code AUBL0002148.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Kheda, you'll get the correct details.
How to Use IFSC Code AUBL0002148 for Online Transfers?
Once you have the IFSC Code AUBL0002148 for the Kathlal branch of Au Small Finance Bank Limited in Kheda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0002148. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002148.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Kathlal in Kheda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Kathlal, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kheda manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kathlal Kheda branch is AUBL0002148.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No. 20 21, Madhav Complex, Near Swagat Hotel, Ahmedabad Road.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.