Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Sriperumbudur Chennai Bangalore Road branch in Kancheepuram, Sriperumbudur, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Kancheepuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code AUBL0004116. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Sriperumbudur Chennai Bangalore Road, Kancheepuram

The table below shows the main details of the IFSC Code AUBL0004116 for the Au Small Finance Bank Limited branch in Kancheepuram, which falls under the Sriperumbudur district in Tamil Nadu.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0004116
Branch Sriperumbudur Chennai Bangalore Road
City Kancheepuram
District Sriperumbudur
State Tamil Nadu
Address Number -9/1,Sriperumbudur,Chennai Bangalore Road

These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Kancheepuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004116 for the Sriperumbudur Chennai Bangalore Road branch of Au Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Sriperumbudur Chennai Bangalore Road, Kancheepuram, Tamil Nadu, are allotted a unique IFSC like AUBL0004116 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kancheepuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kancheepuram and Sriperumbudur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Au Small Finance Bank Limited in Sriperumbudur Chennai Bangalore Road reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code AUBL0004116

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sriperumbudur Chennai Bangalore Road in Kancheepuram.

For example, the IFSC Code AUBL0004116 of Au Small Finance Bank Limited for the Sriperumbudur Chennai Bangalore Road branch includes these elements, identifying the bank and the branch location in Kancheepuram and Tamil Nadu correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

To find the IFSC Code AUBL0004116 of Au Small Finance Bank Limited for its Sriperumbudur Chennai Bangalore Road branch located in Kancheepuram, the following methods can help you out:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Kancheepuram and Sriperumbudur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and go to the branch locator section. Then search for Sriperumbudur Chennai Bangalore Road or Kancheepuram to find the exact IFSC Code AUBL0004116.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Au Small Finance Bank Limited and Kancheepuram will provide accurate information.

How to Use IFSC Code AUBL0004116 for Online Transfers?

Once you have the IFSC Code AUBL0004116 for the Sriperumbudur Chennai Bangalore Road branch of Au Small Finance Bank Limited in Kancheepuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0004116. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004116.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Sriperumbudur Chennai Bangalore Road in Kancheepuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Sriperumbudur Chennai Bangalore Road, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kancheepuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Sriperumbudur Chennai Bangalore Road, Kancheepuram?

The IFSC Code is AUBL0004116.

Is the IFSC Code AUBL0004116 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Sriperumbudur Chennai Bangalore Road?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sriperumbudur Chennai Bangalore Road branch?

The address of the branch is Number -9/1,Sriperumbudur,Chennai Bangalore Road located in Kancheepuram, Sriperumbudur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.