The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Howrah branch in Howrah, Howrah, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Howrah or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code AUBL0002654. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Au Small Finance Bank Limited, Howrah, Howrah

Below in the table are the key details related to IFSC Code AUBL0002654 of Au Small Finance Bank Limited for its branch located in Howrah, within the district of Howrah in the state of West Bengal.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002654
Branch Howrah
City Howrah
District Howrah
State West Bengal
Address Ground Floor,03,Dr Abani Dutta Road,Salkia,Howrah,West Bengal 711106

These details are important not only for users using online banking but also for businesses and individuals who use Au Small Finance Bank Limited in Howrah for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code AUBL0002654 for the Howrah branch of Au Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Howrah, Howrah, West Bengal, is provided a unique IFSC like AUBL0002654 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Au Small Finance Bank Limited branch in Howrah.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Howrah and Howrah.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Howrah do not get misguided to another person.

Format of the IFSC Code AUBL0002654

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Howrah in Howrah.

For example, the IFSC Code AUBL0002654 of Au Small Finance Bank Limited for the Howrah branch includes these elements, identifying the bank and the branch location in Howrah and West Bengal correctly.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are looking for the IFSC Code AUBL0002654 of Au Small Finance Bank Limited for its Howrah branch located in Howrah, the following methods can help:

Cheque Book

The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Au Small Finance Bank Limited branches in Howrah and Howrah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Howrah or Howrah to get the exact IFSC Code AUBL0002654.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Howrah, then it will provide you proper information.

How to Use IFSC Code AUBL0002654 for Online Transfers?

Once you have the IFSC Code AUBL0002654 for the Howrah branch of Au Small Finance Bank Limited in Howrah, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002654. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002654.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Howrah in Howrah, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Howrah, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Howrah manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Howrah, Howrah?

The IFSC Code is AUBL0002654.

Is the IFSC Code AUBL0002654 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Howrah?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Howrah branch?

The address of the branch is Ground Floor,03,Dr Abani Dutta Road,Salkia,Howrah,West Bengal 711106 located in Howrah, Howrah, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.