Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Lashkar Dal Bazar branch in Gwalior, Gwalior, or Madhya Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Gwalior or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code AUBL0002516. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Lashkar Dal Bazar, Gwalior
Here are some of the key details that come with the IFSC Code AUBL0002516 of Au Small Finance Bank Limited for its branch located in Gwalior, within the district of Gwalior in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002516 |
| Branch | Lashkar Dal Bazar |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
| Address | Gd Floor,Ward No 57,H No2000,Nadi Gate Circle,Jayendra Ganj,Lashkar,Gwalior,Madhya Pradesh -474001 |
These details helps users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Gwalior for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002516 for the Lashkar Dal Bazar branch of Au Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Lashkar Dal Bazar, Gwalior, Madhya Pradesh, are given a unique IFSC like AUBL0002516 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gwalior.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Gwalior and Gwalior.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Au Small Finance Bank Limited in Lashkar Dal Bazar goes to the correct branch. This is important because Au Small Finance Bank Limited has thousands of branches in Madhya Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code AUBL0002516
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lashkar Dal Bazar in Gwalior.
For example, the IFSC Code AUBL0002516 of Au Small Finance Bank Limited for the Lashkar Dal Bazar branch includes these elements, identifying the bank and the branch location in Gwalior and Madhya Pradesh accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002516 of Au Small Finance Bank Limited for its Lashkar Dal Bazar branch located in Gwalior, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Gwalior and Gwalior, print them on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Lashkar Dal Bazar or Gwalior to get the exact IFSC Code AUBL0002516.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Gwalior, you'll get the correct details.
How to Use IFSC Code AUBL0002516 for Online Transfers?
If you have the IFSC Code AUBL0002516 for the Lashkar Dal Bazar branch of Au Small Finance Bank Limited in Gwalior, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0002516. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002516.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Lashkar Dal Bazar in Gwalior, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Lashkar Dal Bazar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gwalior manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002516.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gd Floor,Ward No 57,H No2000,Nadi Gate Circle,Jayendra Ganj,Lashkar,Gwalior,Madhya Pradesh -474001 located in Gwalior, Gwalior, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.