Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Au Small Finance Bank Limited for its Gwalior branch in Gwalior, Chinour, Madhya Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Au Small Finance Bank Limited located in Gwalior or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code AUBL0004190. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Gwalior, Gwalior
Here are the key points that are associated with the IFSC Code AUBL0004190 of Au Small Finance Bank Limited for its branch located in Gwalior, within the district of Chinour in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0004190 |
| Branch | Gwalior |
| City | Gwalior |
| District | Chinour |
| State | Madhya Pradesh |
| Address | Aggarwal Girls Hostel,Ground Floor,Laskar Market,Naya Bazar,Gwalior |
These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Gwalior for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004190 for the Gwalior branch of Au Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AUBL0004190 is given to every bank branch, including Au Small Finance Bank Limited located in Gwalior, Gwalior, Madhya Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Gwalior.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Gwalior and Chinour.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Gwalior doesn't end up at another location.
Format of the IFSC Code AUBL0004190
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gwalior in Gwalior.
For example, the IFSC Code AUBL0004190 of Au Small Finance Bank Limited for the Gwalior branch has these elements, identifying the bank and the branch location in Gwalior and Madhya Pradesh correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0004190 of Au Small Finance Bank Limited for its Gwalior branch located in Gwalior, the following methods can help:
Cheque Book
The cheque books that are issued by Au Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Gwalior and Chinour, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and find the branch locator section. Search for Gwalior or Gwalior to get the exact IFSC Code AUBL0004190.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Au Small Finance Bank Limited and Gwalior that will provide accurate information.
How to Use IFSC Code AUBL0004190 for Online Transfers?
Once you have the IFSC Code AUBL0004190 for the Gwalior branch of Au Small Finance Bank Limited in Gwalior, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AUBL0004190. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004190.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Gwalior in Gwalior, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Gwalior, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Gwalior manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0004190.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Aggarwal Girls Hostel,Ground Floor,Laskar Market,Naya Bazar,Gwalior located in Gwalior, Chinour, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.