There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Sushant Lok branch in Gurgaon, Gurgaon, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in Gurgaon or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code AUBL0002538. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Sushant Lok, Gurgaon

The table below shows the main details of the IFSC Code AUBL0002538 for the Au Small Finance Bank Limited branch in Gurgaon, which falls under the Gurgaon district in Haryana.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002538
Branch Sushant Lok
City Gurgaon
District Gurgaon
State Haryana
Address Times Square Building Ground Floor Sushant Lok,Phase 1 Gurgaon-122009

These details help users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Gurgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002538 for the Sushant Lok branch of Au Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Sushant Lok, Gurgaon, Haryana, is provided with a unique IFSC like AUBL0002538 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Au Small Finance Bank Limited branch in Gurgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Gurgaon and Gurgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Sushant Lok do not get mixed with another location.

Format of the IFSC Code AUBL0002538

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sushant Lok in Gurgaon.

For example, the IFSC Code AUBL0002538 of Au Small Finance Bank Limited for the Sushant Lok branch includes these elements, identifying the bank and the branch location in Gurgaon and Haryana accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002538 of Au Small Finance Bank Limited for its Sushant Lok branch located in Gurgaon, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Gurgaon and Gurgaon, print them on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Sushant Lok or Gurgaon to get the exact IFSC Code AUBL0002538.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Gurgaon, you'll get the correct details.

How to Use IFSC Code AUBL0002538 for Online Transfers?

Once you have the IFSC Code AUBL0002538 for the Sushant Lok branch of Au Small Finance Bank Limited in Gurgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0002538. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002538.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Sushant Lok in Gurgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Sushant Lok, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurgaon manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited Sushant Lok Gurgaon?

The IFSC Code of the Sushant Lok Gurgaon branch is AUBL0002538.

Is IFSC Code AUBL0002538 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Au Small Finance Bank Limited Sushant Lok branch?

The branch is located at Times Square Building Ground Floor Sushant Lok,Phase 1 Gurgaon-122009.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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