Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Margao Goa branch in Goa, Goa, or Goa, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code AUBL0002376. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Margao Goa, Goa
Here are the key points that are associated with the IFSC Code AUBL0002376 of Au Small Finance Bank Limited for its branch located in Goa, within the district of Goa in the state of Goa.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002376 |
| Branch | Margao Goa |
| City | Goa |
| District | Goa |
| State | Goa |
| Address | Shop No Ugf 11,12 Vasanta Aracade Sheet No 214,Comba Bogtancho Dando, Matriz No.1317, Survey Off. Chalta No 96 |
These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Goa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002376 for the Margao Goa branch of Au Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Margao Goa, Goa, Goa, are allotted a unique IFSC like AUBL0002376 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Goa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Goa and Goa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Au Small Finance Bank Limited in Margao Goa reaches the right place, even though there are thousands of branches in Goa and across India.
Format of the IFSC Code AUBL0002376
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Margao Goa in Goa.
For example, the IFSC Code AUBL0002376 of Au Small Finance Bank Limited for the Margao Goa branch includes these elements, identifying the bank and the branch location in Goa and Goa correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
To find the IFSC Code AUBL0002376 of Au Small Finance Bank Limited for its Margao Goa branch located in Goa, the following methods can help you out:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Goa and Goa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and go to the branch locator section. Then search for Margao Goa or Goa to find the exact IFSC Code AUBL0002376.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Au Small Finance Bank Limited and Goa will provide accurate information.
How to Use IFSC Code AUBL0002376 for Online Transfers?
Once you have the IFSC Code AUBL0002376 for the Margao Goa branch of Au Small Finance Bank Limited in Goa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0002376. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002376.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Margao Goa in Goa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Margao Goa, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Goa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002376.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No Ugf 11,12 Vasanta Aracade Sheet No 214,Comba Bogtancho Dando, Matriz No.1317, Survey Off. Chalta No 96 located in Goa, Goa, Goa.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.