The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Kalol Bt Mall branch in Gandhinagar, Kalol, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0004110. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Au Small Finance Bank Limited, Kalol Bt Mall, Gandhinagar
Here are the key points that are associated with the IFSC Code AUBL0004110 of Au Small Finance Bank Limited for its branch located in Gandhinagar, within the district of Kalol in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0004110 |
| Branch | Kalol Bt Mall |
| City | Gandhinagar |
| District | Kalol |
| State | Gujarat |
| Address | Ground Floor,Shop No -10,11,27& 28 Navjivan Bazar,Kalol,Bt Mall -Navjivan Mall Compound |
These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Gandhinagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004110 for the Kalol Bt Mall branch of Au Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Kalol Bt Mall, Gandhinagar, Gujarat, is provided with a unique IFSC like AUBL0004110 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Gandhinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gandhinagar and Kalol.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Kalol Bt Mall do not get mixed with another location.
Format of the IFSC Code AUBL0004110
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Au Small Finance Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalol Bt Mall in Gandhinagar.
For example, the IFSC Code AUBL0004110 of Au Small Finance Bank Limited for the Kalol Bt Mall branch has these elements, identifying the bank and the branch location in Gandhinagar and Gujarat correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
To find the IFSC Code AUBL0004110 of Au Small Finance Bank Limited for its Kalol Bt Mall branch located in Gandhinagar, the following methods can help you out:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Gandhinagar and Kalol, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and go to the branch locator section. Then search for Kalol Bt Mall or Gandhinagar to find the exact IFSC Code AUBL0004110.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Au Small Finance Bank Limited and Gandhinagar will provide accurate information.
How to Use IFSC Code AUBL0004110 for Online Transfers?
Once you have the IFSC Code AUBL0004110 for the Kalol Bt Mall branch of Au Small Finance Bank Limited in Gandhinagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0004110. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004110.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Kalol Bt Mall in Gandhinagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Kalol Bt Mall, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gandhinagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0004110.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Shop No -10,11,27& 28 Navjivan Bazar,Kalol,Bt Mall -Navjivan Mall Compound located in Gandhinagar, Kalol, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.