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IFSC Code of Au Small Finance Bank Limited, Gandhinagar, Gandhinagar, Gujarat — AUBL0002146

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Gandhinagar branch in Gandhinagar, Gandhinagar, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in Gandhinagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0002146. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Gandhinagar, Gandhinagar

Here are some of the key details that come with the IFSC Code AUBL0002146 of Au Small Finance Bank Limited for its branch located in Gandhinagar, within the district of Gandhinagar in the state of Gujarat.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002146
Branch Gandhinagar
City Gandhinagar
District Gandhinagar
State Gujarat
Address Plot No 171,Shop No. 1-5, 101,102, Shubh Complex, Sector 21,Opposite Sabarmati Gas Ltd

These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Gandhinagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002146 for the Gandhinagar branch of Au Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Gandhinagar, Gandhinagar, Gujarat, are allotted a unique IFSC like AUBL0002146 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gandhinagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gandhinagar and Gandhinagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Au Small Finance Bank Limited in Gandhinagar reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code AUBL0002146

This is the format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gandhinagar in Gandhinagar.

For example, the IFSC Code AUBL0002146 of Au Small Finance Bank Limited for the Gandhinagar branch includes these elements, identifying the bank and the branch location in Gandhinagar and Gujarat accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002146 of Au Small Finance Bank Limited for its Gandhinagar branch located in Gandhinagar, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Gandhinagar and Gandhinagar, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Gandhinagar or Gandhinagar to get the exact IFSC Code AUBL0002146.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Gandhinagar, you'll get the correct details.

How to Use IFSC Code AUBL0002146 for Online Transfers?

Once you have the IFSC Code AUBL0002146 for the Gandhinagar branch of Au Small Finance Bank Limited in Gandhinagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0002146. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002146.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Au Small Finance Bank Limited Gandhinagar in Gandhinagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Gandhinagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gandhinagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Gandhinagar, Gandhinagar?

The IFSC Code is AUBL0002146.

Is the IFSC Code AUBL0002146 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Gandhinagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gandhinagar branch?

The address of the branch is Plot No 171,Shop No. 1-5, 101,102, Shubh Complex, Sector 21,Opposite Sabarmati Gas Ltd located in Gandhinagar, Gandhinagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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