Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Au Small Finance Bank Limited for its Rajahmundry branch in East Godavari, Rajahmundry Urban, or Andhra Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Au Small Finance Bank Limited located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code AUBL0004166. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Rajahmundry, East Godavari

Here are the main details that are associated with the IFSC Code AUBL0004166 of Au Small Finance Bank Limited for its branch located in East Godavari, within the district of Rajahmundry Urban in the state of Andhra Pradesh.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0004166
Branch Rajahmundry
City East Godavari
District Rajahmundry Urban
State Andhra Pradesh
Address O7028Palivelaplazasyamalatalkiesroatagarmairoaearakrutishowroom

These details help users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in East Godavari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004166 for the Rajahmundry branch of Au Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Rajahmundry, East Godavari, Andhra Pradesh, is provided a unique IFSC like AUBL0004166 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Au Small Finance Bank Limited branch in East Godavari.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like East Godavari and Rajahmundry Urban.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Rajahmundry do not get misguided to another person.

Format of the IFSC Code AUBL0004166

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajahmundry in East Godavari.

For example, the IFSC Code AUBL0004166 of Au Small Finance Bank Limited for the Rajahmundry branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

To find the IFSC Code AUBL0004166 of Au Small Finance Bank Limited for its Rajahmundry branch located in East Godavari, the following methods can help you out:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in East Godavari and Rajahmundry Urban, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and go to the branch locator section. Then search for Rajahmundry or East Godavari to find the exact IFSC Code AUBL0004166.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Au Small Finance Bank Limited and East Godavari will provide accurate information.

How to Use IFSC Code AUBL0004166 for Online Transfers?

Once you have the IFSC Code AUBL0004166 for the Rajahmundry branch of Au Small Finance Bank Limited in East Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code AUBL0004166. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004166.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Rajahmundry in East Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Rajahmundry, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Godavari manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Rajahmundry, East Godavari?

The IFSC Code is AUBL0004166.

Is the IFSC Code AUBL0004166 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Rajahmundry?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajahmundry branch?

The address of the branch is O7028Palivelaplazasyamalatalkiesroatagarmairoaearakrutishowroom located in East Godavari, Rajahmundry Urban, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.