There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Mayur Vihar branch in East Delhi, Preet Vihar, Delhi, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in East Delhi or anywhere in Delhi can easily transfer funds instantly by using the correct IFSC Code AUBL0004218. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Mayur Vihar, East Delhi
Below in the table are the key details related to IFSC Code AUBL0004218 of Au Small Finance Bank Limited for its branch located in East Delhi, within the district of Preet Vihar in the state of Delhi.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0004218 |
| Branch | Mayur Vihar |
| City | East Delhi |
| District | Preet Vihar |
| State | Delhi |
| Address | Ground Floor,C-4/17,Acharya Niketan,Mayur Vihar-110091 |
These details help users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in East Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0004218 for the Mayur Vihar branch of Au Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Mayur Vihar, East Delhi, Delhi, is provided with a unique IFSC like AUBL0004218 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in East Delhi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like East Delhi and Preet Vihar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Mayur Vihar do not get mixed with another location.
Format of the IFSC Code AUBL0004218
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mayur Vihar in East Delhi.
For example, the IFSC Code AUBL0004218 of Au Small Finance Bank Limited for the Mayur Vihar branch includes these elements, identifying the bank and the branch location in East Delhi and Delhi accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are looking for the IFSC Code AUBL0004218 of Au Small Finance Bank Limited for its Mayur Vihar branch located in East Delhi, the following methods can help:
Cheque Book
The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Au Small Finance Bank Limited branches in East Delhi and Preet Vihar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Mayur Vihar or East Delhi to get the exact IFSC Code AUBL0004218.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and East Delhi, then it will provide you proper information.
How to Use IFSC Code AUBL0004218 for Online Transfers?
Once you have the IFSC Code AUBL0004218 for the Mayur Vihar branch of Au Small Finance Bank Limited in East Delhi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0004218. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0004218.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Mayur Vihar in East Delhi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Mayur Vihar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in East Delhi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0004218.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,C-4/17,Acharya Niketan,Mayur Vihar-110091 located in East Delhi, Preet Vihar, Delhi.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.