The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Au Small Finance Bank Limited for its Delhi Defence Colony branch in Delhi, Delhi Defence Colony, Delhi, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Au Small Finance Bank Limited located in Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code AUBL0002644. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Au Small Finance Bank Limited, Delhi Defence Colony, Delhi

Here are the main details that are associated with the IFSC Code AUBL0002644 of Au Small Finance Bank Limited for its branch located in Delhi, within the district of Delhi Defence Colony in the state of Delhi.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002644
Branch Delhi Defence Colony
City Delhi
District Delhi Defence Colony
State Delhi
Address A - 281,Defence Colony,Delhi - 110024

These details are essential not only for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Delhi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002644 for the Delhi Defence Colony branch of Au Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Delhi Defence Colony, Delhi, Delhi, is provided a unique IFSC like AUBL0002644 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Au Small Finance Bank Limited branch in Delhi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Delhi and Delhi Defence Colony.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Delhi and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Delhi Defence Colony do not get misguided to another person.

Format of the IFSC Code AUBL0002644

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Delhi Defence Colony in Delhi.

For example, the IFSC Code AUBL0002644 of Au Small Finance Bank Limited for the Delhi Defence Colony branch includes these elements, identifying the bank and the branch location in Delhi and Delhi accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002644 of Au Small Finance Bank Limited for its Delhi Defence Colony branch located in Delhi, the following methods can help:

Cheque Book

The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Delhi and Delhi Defence Colony, print them on the first page of your passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Delhi Defence Colony or Delhi to get the exact IFSC Code AUBL0002644.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Delhi, you'll get the correct details.

How to Use IFSC Code AUBL0002644 for Online Transfers?

Once you have the IFSC Code AUBL0002644 for the Delhi Defence Colony branch of Au Small Finance Bank Limited in Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0002644. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002644.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Au Small Finance Bank Limited Delhi Defence Colony in Delhi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Delhi Defence Colony, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Delhi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Delhi Defence Colony, Delhi?

The IFSC Code is AUBL0002644.

Is the IFSC Code AUBL0002644 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Delhi Defence Colony?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Delhi Defence Colony branch?

The address of the branch is A - 281,Defence Colony,Delhi - 110024 located in Delhi, Delhi Defence Colony, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.