Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Au Small Finance Bank Limited for its Shamsherpura branch in Deesa, Shamsherpura, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Au Small Finance Bank Limited located in Deesa or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code AUBL0002573. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Shamsherpura, Deesa

Below in the table are the key details related to IFSC Code AUBL0002573 of Au Small Finance Bank Limited for its branch located in Deesa, within the district of Shamsherpura in the state of Gujarat.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002573
Branch Shamsherpura
City Deesa
District Shamsherpura
State Gujarat
Address Shop No-9 & 10,Ground Floor,Therwadiya Complex,Deesa,Tharad Highway,Shamsherpura,Gujarat-385535

These details help users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Deesa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002573 for the Shamsherpura branch of Au Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Shamsherpura, Deesa, Gujarat, is provided with a unique IFSC like AUBL0002573 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Au Small Finance Bank Limited branch in Deesa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Deesa and Shamsherpura.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Shamsherpura do not get mixed with another location.

Format of the IFSC Code AUBL0002573

This is the format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shamsherpura in Deesa.

For example, the IFSC Code AUBL0002573 of Au Small Finance Bank Limited for the Shamsherpura branch includes these elements, identifying the bank and the branch location in Deesa and Gujarat accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are trying to find the IFSC Code AUBL0002573 of Au Small Finance Bank Limited for its Shamsherpura branch located in Deesa, the following methods can help:

Cheque Book

The cheque books that are issued by Au Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Au Small Finance Bank Limited branches in Deesa and Shamsherpura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Au Small Finance Bank Limited and find the branch locator section. Search for Shamsherpura or Deesa to get the exact IFSC Code AUBL0002573.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Au Small Finance Bank Limited and Deesa that will provide accurate information.

How to Use IFSC Code AUBL0002573 for Online Transfers?

If you have the IFSC Code AUBL0002573 for the Shamsherpura branch of Au Small Finance Bank Limited in Deesa, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0002573. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002573.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Au Small Finance Bank Limited Shamsherpura in Deesa, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Shamsherpura, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Deesa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Shamsherpura, Deesa?

The IFSC Code is AUBL0002573.

Is the IFSC Code AUBL0002573 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Shamsherpura?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shamsherpura branch?

The address of the branch is Shop No-9 & 10,Ground Floor,Therwadiya Complex,Deesa,Tharad Highway,Shamsherpura,Gujarat-385535 located in Deesa, Shamsherpura, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.