For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Bandikui branch in Dausa, Dausa, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Dausa or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code AUBL0002162. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Bandikui, Dausa
Here are some of the key details that come with the IFSC Code AUBL0002162 of Au Small Finance Bank Limited for its branch located in Dausa, within the district of Dausa in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002162 |
| Branch | Bandikui |
| City | Dausa |
| District | Dausa |
| State | Rajasthan |
| Address | Khasra No.267,Ward No 10,Sikandara Road, Bandikui, Dausa, Rajasthan -303313 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Dausa for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002162 for the Bandikui branch of Au Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Bandikui, Dausa, Rajasthan, are allotted a unique IFSC like AUBL0002162 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dausa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dausa and Dausa.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Au Small Finance Bank Limited in Bandikui reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code AUBL0002162
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bandikui in Dausa.
For example, the IFSC Code AUBL0002162 of Au Small Finance Bank Limited for the Bandikui branch includes these elements, identifying the bank and the branch location in Dausa and Rajasthan accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002162 of Au Small Finance Bank Limited for its Bandikui branch located in Dausa, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Au Small Finance Bank Limited branches in Dausa and Dausa, print them on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Bandikui or Dausa to get the exact IFSC Code AUBL0002162.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Dausa, you'll get the correct details.
How to Use IFSC Code AUBL0002162 for Online Transfers?
Once you have the IFSC Code AUBL0002162 for the Bandikui branch of Au Small Finance Bank Limited in Dausa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0002162. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002162.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Bandikui in Dausa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Bandikui, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dausa manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002162.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Khasra No.267,Ward No 10,Sikandara Road, Bandikui, Dausa, Rajasthan -303313 located in Dausa, Dausa, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.