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IFSC Code of Au Small Finance Bank Limited, Gurkashi Marg Bathinda, Bathinda, Punjab — AUBL0002398

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Gurkashi Marg Bathinda branch in Bathinda, Bathinda, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in Bathinda or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code AUBL0002398. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Au Small Finance Bank Limited, Gurkashi Marg Bathinda, Bathinda

Here are the main details that are associated with the IFSC Code AUBL0002398 of Au Small Finance Bank Limited for its branch located in Bathinda, within the district of Bathinda in the state of Punjab.

Particulars Details
Bank Au Small Finance Bank Limited
IFSC Code AUBL0002398
Branch Gurkashi Marg Bathinda
City Bathinda
District Bathinda
State Punjab
Address Mcbz3/00908, Ground Floor, Opposite Sethi Petrol Pump, Goniana, Bathinda Gt Road, Bhatinda, Punjab - 151001

These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Bathinda for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002398 for the Gurkashi Marg Bathinda branch of Au Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Gurkashi Marg Bathinda, Bathinda, Punjab, is provided a unique IFSC like AUBL0002398 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Au Small Finance Bank Limited branch in Bathinda.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bathinda and Bathinda.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Gurkashi Marg Bathinda do not get misguided to another person.

Format of the IFSC Code AUBL0002398

The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gurkashi Marg Bathinda in Bathinda.

For example, the IFSC Code AUBL0002398 of Au Small Finance Bank Limited for the Gurkashi Marg Bathinda branch includes these elements, identifying the bank and the branch location in Bathinda and Punjab accurately.

How to Find IFSC Code for Au Small Finance Bank Limited?

If you are looking for the IFSC Code AUBL0002398 of Au Small Finance Bank Limited for its Gurkashi Marg Bathinda branch located in Bathinda, the following methods can help:

Cheque Book

The cheque book that is issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Au Small Finance Bank Limited branches in Bathinda and Bathinda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Au Small Finance Bank Limited and look for the branch locator section, then search for Gurkashi Marg Bathinda or Bathinda to get the exact IFSC Code AUBL0002398.

Mobile Banking App

If you use Au Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Au Small Finance Bank Limited and Bathinda, then it will provide you proper information.

How to Use IFSC Code AUBL0002398 for Online Transfers?

Once you have the IFSC Code AUBL0002398 for the Gurkashi Marg Bathinda branch of Au Small Finance Bank Limited in Bathinda, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code AUBL0002398. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002398.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Au Small Finance Bank Limited Gurkashi Marg Bathinda in Bathinda may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Gurkashi Marg Bathinda, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Au Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bathinda manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Au Small Finance Bank Limited in Gurkashi Marg Bathinda, Bathinda?

The IFSC Code is AUBL0002398.

Is the IFSC Code AUBL0002398 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Au Small Finance Bank Limited Gurkashi Marg Bathinda?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gurkashi Marg Bathinda branch?

The address of the branch is Mcbz3/00908, Ground Floor, Opposite Sethi Petrol Pump, Goniana, Bathinda Gt Road, Bhatinda, Punjab - 151001 located in Bathinda, Bathinda, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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