For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Banswara-Mohan Colony branch in Banswara, Banswara, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Au Small Finance Bank Limited located in Banswara or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code AUBL0002237. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Banswara-Mohan Colony, Banswara
Below in the table are the key details related to IFSC Code AUBL0002237 of Au Small Finance Bank Limited for its branch located in Banswara, within the district of Banswara in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002237 |
| Branch | Banswara-Mohan Colony |
| City | Banswara |
| District | Banswara |
| State | Rajasthan |
| Address | Mohan Colony Opp Shri Nath Ashram Udaipur Road Banswara 327001 |
These details help users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Banswara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002237 for the Banswara-Mohan Colony branch of Au Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Au Small Finance Bank Limited located in Banswara-Mohan Colony, Banswara, Rajasthan, are allotted a unique IFSC like AUBL0002237 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Banswara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Banswara and Banswara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Au Small Finance Bank Limited in Banswara-Mohan Colony reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code AUBL0002237
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Au Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Banswara-Mohan Colony in Banswara.
For example, the IFSC Code AUBL0002237 of Au Small Finance Bank Limited for the Banswara-Mohan Colony branch includes these elements, identifying the bank and the branch location in Banswara and Rajasthan correctly.
How to Find IFSC Code for Au Small Finance Bank Limited?
If you are trying to find the IFSC Code AUBL0002237 of Au Small Finance Bank Limited for its Banswara-Mohan Colony branch located in Banswara, the following methods can help:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Banswara and Banswara, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and navigate to the branch locator section. Search for Banswara-Mohan Colony or Banswara to get the exact IFSC Code AUBL0002237.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Au Small Finance Bank Limited and Banswara, you'll get the correct details.
How to Use IFSC Code AUBL0002237 for Online Transfers?
Once you have the IFSC Code AUBL0002237 for the Banswara-Mohan Colony branch of Au Small Finance Bank Limited in Banswara, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0002237. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002237.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Banswara-Mohan Colony in Banswara, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Banswara-Mohan Colony, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Banswara manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002237.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Mohan Colony Opp Shri Nath Ashram Udaipur Road Banswara 327001 located in Banswara, Banswara, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.