There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Bayad branch in Aravalli, Aravalli, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in Aravalli or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code AUBL0002135. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Bayad, Aravalli
Below in the table are the key details related to IFSC Code AUBL0002135 of Au Small Finance Bank Limited for its branch located in Aravalli, within the district of Aravalli in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002135 |
| Branch | Bayad |
| City | Aravalli |
| District | Aravalli |
| State | Gujarat |
| Address | Shop No 16-20, Shreeji Dada Complex, Near Market Yard, Modassa, Kapadwaj Road |
These details are crucial, not just for online banking users but also for businesses and individuals who use Au Small Finance Bank Limited in Aravalli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002135 for the Bayad branch of Au Small Finance Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Bayad, Aravalli, Gujarat, is provided a unique IFSC like AUBL0002135 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Au Small Finance Bank Limited branch in Aravalli.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Aravalli and Aravalli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Bayad do not get misguided to another person.
Format of the IFSC Code AUBL0002135
The format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bayad in Aravalli.
For example, the IFSC Code AUBL0002135 of Au Small Finance Bank Limited for the Bayad branch includes these elements, identifying the bank and the branch location in Aravalli and Gujarat accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
To find the IFSC Code AUBL0002135 of Au Small Finance Bank Limited for its Bayad branch located in Aravalli, the following methods can help you out:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Aravalli and Aravalli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and go to the branch locator section. Then search for Bayad or Aravalli to find the exact IFSC Code AUBL0002135.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Au Small Finance Bank Limited and Aravalli will provide accurate information.
How to Use IFSC Code AUBL0002135 for Online Transfers?
Once you have the IFSC Code AUBL0002135 for the Bayad branch of Au Small Finance Bank Limited in Aravalli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0002135. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002135.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Bayad in Aravalli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Au Small Finance Bank Limited in Bayad, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Aravalli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002135.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No 16-20, Shreeji Dada Complex, Near Market Yard, Modassa, Kapadwaj Road located in Aravalli, Aravalli, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.