There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Au Small Finance Bank Limited for its Ashram Road Ahmedabad branch in Ahmedabad, Ahmedabad, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Au Small Finance Bank Limited situated in Ahmedabad or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code AUBL0002153. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Au Small Finance Bank Limited, Ashram Road Ahmedabad, Ahmedabad
Here are the main details that are associated with the IFSC Code AUBL0002153 of Au Small Finance Bank Limited for its branch located in Ahmedabad, within the district of Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Au Small Finance Bank Limited |
| IFSC Code | AUBL0002153 |
| Branch | Ashram Road Ahmedabad |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| Address | Cts 13-16, Central Business Space, Opp Fortune Landmark Hotel, Usmanpura, Ashram Road |
These details help users in online banking and for businesses and individuals who use Au Small Finance Bank Limited in Ahmedabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AUBL0002153 for the Ashram Road Ahmedabad branch of Au Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Au Small Finance Bank Limited located in Ashram Road Ahmedabad, Ahmedabad, Gujarat, is provided with a unique IFSC like AUBL0002153 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Au Small Finance Bank Limited branch in Ahmedabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ahmedabad and Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Au Small Finance Bank Limited in Ashram Road Ahmedabad do not get mixed with another location.
Format of the IFSC Code AUBL0002153
This is the format of the IFSC Code for banks, including Au Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Au Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ashram Road Ahmedabad in Ahmedabad.
For example, the IFSC Code AUBL0002153 of Au Small Finance Bank Limited for the Ashram Road Ahmedabad branch includes these elements, identifying the bank and the branch location in Ahmedabad and Gujarat accurately.
How to Find IFSC Code for Au Small Finance Bank Limited?
To find the IFSC Code AUBL0002153 of Au Small Finance Bank Limited for its Ashram Road Ahmedabad branch located in Ahmedabad, the following methods can help you out:
Cheque Book
The cheque book issued by Au Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Au Small Finance Bank Limited branches in Ahmedabad and Ahmedabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Au Small Finance Bank Limited and go to the branch locator section. Then search for Ashram Road Ahmedabad or Ahmedabad to find the exact IFSC Code AUBL0002153.
Mobile Banking App
If you use Au Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Au Small Finance Bank Limited and Ahmedabad will provide accurate information.
How to Use IFSC Code AUBL0002153 for Online Transfers?
Once you have the IFSC Code AUBL0002153 for the Ashram Road Ahmedabad branch of Au Small Finance Bank Limited in Ahmedabad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AUBL0002153. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Au Small Finance Bank Limited IFSC Code AUBL0002153.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Au Small Finance Bank Limited Ashram Road Ahmedabad in Ahmedabad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Au Small Finance Bank Limited in Ashram Road Ahmedabad, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Au Small Finance Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ahmedabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is AUBL0002153.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Cts 13-16, Central Business Space, Opp Fortune Landmark Hotel, Usmanpura, Ashram Road located in Ahmedabad, Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.