There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Apna Sahakari Bank Limited for its Uran branch in Raigad, Uran, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Apna Sahakari Bank Limited situated in Raigad or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code ASBL0000055. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Apna Sahakari Bank Limited, Uran, Raigad

Here are the key points that are associated with the IFSC Code ASBL0000055 of Apna Sahakari Bank Limited for its branch located in Raigad, within the district of Uran in the state of Maharashtra.

Particulars Details
Bank Apna Sahakari Bank Limited
IFSC Code ASBL0000055
Branch Uran
City Raigad
District Uran
State Maharashtra
Address Shree Krupa Chs Ltd, Grd Floor, Uran Kamitha Road, Near Vimal Talav, Uran, Dist. Raigad 400702

These details are essential not only for online banking users but also for businesses and individuals who use Apna Sahakari Bank Limited in Raigad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code ASBL0000055 for the Uran branch of Apna Sahakari Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Apna Sahakari Bank Limited located in Uran, Raigad, Maharashtra, are given a unique IFSC like ASBL0000055 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raigad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Raigad and Uran.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Apna Sahakari Bank Limited in Uran goes to the correct branch. This is important because Apna Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code ASBL0000055

The format of the IFSC Code for banks, including Apna Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Apna Sahakari Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Uran in Raigad.

For example, the IFSC Code ASBL0000055 of Apna Sahakari Bank Limited for the Uran branch has these elements, identifying the bank and the branch location in Raigad and Maharashtra correctly.

How to Find IFSC Code for Apna Sahakari Bank Limited?

If you are trying to find the IFSC Code ASBL0000055 of Apna Sahakari Bank Limited for its Uran branch located in Raigad, the following methods can help:

Cheque Book

The cheque books that are issued by Apna Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Apna Sahakari Bank Limited branches in Raigad and Uran, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Apna Sahakari Bank Limited and find the branch locator section. Search for Uran or Raigad to get the exact IFSC Code ASBL0000055.

Mobile Banking App

If you use Apna Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Apna Sahakari Bank Limited and Raigad that will provide accurate information.

How to Use IFSC Code ASBL0000055 for Online Transfers?

Once you have the IFSC Code ASBL0000055 for the Uran branch of Apna Sahakari Bank Limited in Raigad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code ASBL0000055. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Apna Sahakari Bank Limited IFSC Code ASBL0000055.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Apna Sahakari Bank Limited Uran in Raigad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Apna Sahakari Bank Limited in Uran, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Apna Sahakari Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Apna Sahakari Bank Limited in Uran, Raigad?

The IFSC Code is ASBL0000055.

Is the IFSC Code ASBL0000055 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Apna Sahakari Bank Limited Uran?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Uran branch?

The address of the branch is Shree Krupa Chs Ltd, Grd Floor, Uran Kamitha Road, Near Vimal Talav, Uran, Dist. Raigad 400702 located in Raigad, Uran, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.